Home Loans


Repo rate and its effects on home loans

When one takes out a loan, they have to take several factors into consideration. These include the loan tenure, the down payment they can afford and the equated monthly instalment or EMI they can pay…


MCLR in Home Loan

The interest rate is one of the most important components of a loan, especially in the case of a high-value loan that lasts for 2 decades or more; the home loan. There is not a…




Types of Home Loan Charges

Most people fulfil their wish of becoming homeowners by taking out a home loan. It is the easiest way to afford a property as one can pay for the house in monthly instalments. When you…


How to calculate home loan EMI?

A home loan is a high value loan. It often lasts for over two decades and keeps the borrower indebted until the principal loan amount and the interest is paid off in full. Since it…


Pre EMI vs full EMI

Buying a home is a dream nurtured by everyone. It takes years of savings for one to become a home owner. Despite the savings, it is not always possible to buy your dream home outright…


Home Loan Process

For most of us, purchasing a home is a significant personal and financial milestone of life. It takes years of savings to come up with a huge amount. But with the ever-rising property rates, savings…


How much home loan can I get?

With the ever rising rates of real estate most of us have to rely on home loans to purchase our dream home. We can become home owners by approaching banks, housing finance companies and non-banking…