How to plan your home loan monthly instalments?
Are you planning to apply for a home loan or are you an existing home loan borrower? If the answer to either of the questions is yes, then you must be aware that monthly instalments…
Home Loans
Government gives major boost to housing and home loans in India
With the Pradhan Mantri Awas Yojana (PMAY) scheme announced and brought into action by our honourable Prime Minister Narendra Modi, the Indian government has now taken a landmark decision that has reduced home loan interest…
Are you Eligible to get a Home Loan Subsidy?
The announcement by the Central government of India on 17th August 2016, ‘Housing For All by 2022’ was a welcome move! The initiative came clubbed with the Pradhan Mantri Awas Yojana (PMAY), and the scheme…
4 Advantages of Married Couples Jointly Owning Property
Several couples are purchasing property jointly for all the beneficial reasons. They are not leaving any stone unturned in choosing the best financial option, but what is the reason behind this? Joint ownership of a…
10 Tips for a hassle-free home buying experience!
Buying a new house could be a very stressful process, especially if you are doing it for the first time. Whether you like it or not, you are hoarded with suggestions and tips from your…
How to claim tax benefits on joint home loans?
A joint home loan is a loan which can be obtained by an applicant along with his/her parent, partner or sibling. Since buying a property requires a large amount of money, and if you do…
Need more money after taking a home loan? Opt for a ‘top-up’
When you have to buy your dream home, taking a home loan is the best possible option along with a substantial amount of your savings. However, sometimes a situation may arise where you may require…
How to improve your credit score before applying for a home loan?
Before you apply for housing loans or a loan against property, it is imperative that you obtain your credit report from any of the country’s four credit bureaus, i.e. CIBIL, Experian, Equifax and Crif High…
What is Property Tax and how is it calculated?
In a country like India, owning property is similar to owning a goldmine, making it one of the most important decisions of your life, and eventually becoming an asset that helps build wealth over time….
How home loan balance transfer and top ups work?
What is Home Loan Balance Transfer? A Home Loan balance transfer (also known as refinancing or balance transfer) is an option that most individuals choose, to take advantage of lower interest rates in the market….