They call it God’s Own Country for a reason. Pristine beaches, magical backwaters, acres of tea estates – the list goes on. And if you think you’ve seen all of Kerala, you are wrong. Every journey to this state is a different experience, and leaves you wondering what else there is the state has to offer.

If you thought it’s just the natural beauty of Kerala that makes you yearn for it, the cities are fast-paced, clean, and an ideal place to live. Thiruvananthapuram, Kochi, Calicut, and Ernakulam are just some of the cities that you may consider settling down in, given the property rates, the amenities on offer, and the cost of living. And as a result, it’s no surprise that people will look out to get a home loan in Kerala. And there is good news for you: Indiabulls Home Loans has plenty on offer to make your dream home in Kerala a reality.

FAQs on Indiabulls Home Loan

Single-click Home Loan Eligibility: By entering a few details, you can determine your home loan eligibility with a single click.

No hidden charges: Indiabulls Home Loan believes in transparant dealings, and you will not be subject to hidden charges to ensure a great home loan experience.

Quick processing: With Indiabulls Home Loan's quick housing loan approval, you will not face unnecessary delays that hinders you from getting your home loan

Easy documentation: You can say goodbye to cumbersome paperwork. Indiabulls Home Loan is there with you every step of the way, which includes you filing all your paperwork

Flexible Repayments: You can relax about repayment with our flexible options

Who can apply for a home loan?
You need to be 21 and above when the loan begins, and not over 65 years when the loan ends. You should be someone earning a regular income, irrespective of whether you are salaried or self-employed.

When can you apply for a loan?
You can apply for an Indiabulls Home Loan as soon as you narrow down on the property. You can even apply for a Home Loan even before the property is finalised.

Loan tenure options
Indiabulls Housing Finance offers Home loan up to 30 years, provided the term does not extend beyond 65 years of age or the retirement age, whichever is earlier.

RoI offered by Indiabulls: Indiabulls offers two types of interest rates i.e. fixed and floating. You can avail either based on your requirement.
 

Why Kerala

• Several cities in Kerala are part of the government's smart city list

• Cities such as Thiruvanthapuram and Kochi have witnessed infrastructural development

• Affordable properties with state-of-the-art facilities for all

• Plenty of commercial development in the IT sector, as well as the industrial sector, which means jobs aplenty for those looking to invest

• Vibrant cities because of the food and tourism scene