To Apply and Manage
your Home Loan.
Download our Mobile App
Indiabulls Home Loans

India's 1st Completely Online Home Loan!

  • e-APPLY


  • `


Start your eHome Loans Process Now!

Apply Online

Download our Mobile App

Enter Mobile Number to get app on your phone


Fill in the details below

  • Generate OTP

Finance services & charges
on Home loan

Fees and charges Fees and charges

Loan Against Property Fees and Charges



Processing fees 1.00% onwards
Technical /Valuation and Legal opinion charges, SRO search charges, ROC search charges, non-encumbrance certificate from SRO charges Rs 2,500
Transaction handling charges in balance transfer / resale home loans Rs 1,500
Cheque / NACH dishonour charges Rs. 750/-
Nil on representation of ECS / PDC
Late payment charges 24% per annum of outstanding EMI
PDC/ECS swapping charges NIL
Retrieval charges for copies of loan /property document in IB custody Emailing of scanned copies: NIL
Physical copies with IB attestation: Rs 500
Charges for statement of account / amortization schedule Rs 200
Registration charges for borrowers’ ECS mandate (loan repayment) NIL
Income tax certificate in home loans NIL
Compliant handling charges NIL
Charges for certified true copies of title deeds from SRO, if applicable. As per actual
Stamping charges of loan agreement As per actual, subject to state laws-
to be borne by borrower
Stamping charges of other legal documents like indemnity bond, legal undertakings, legal affidavits, personal guarantee bond, power of attorney for NRI home loans etc. As per actual, subject to state laws - to be procured by borrower directly
Original property documents retrieval for specific activity like production at SRO or development authority (on borrower request) Rs 5,000
Database admin fee Rs 650 (inclusive of service tax)
ROI switch fee LAP 50% or onwards of the difference of the two coupon rates i.e. between the existing and revised rate

All applicable fees & charges are subject to levy of GST, which if payable, is to be paid in addition to the fees/charges.

To apply for a loan with Indiabulls Home Loans, click below.

Apply Now
Calculate EMI

Home Loan
EMI Calculator

Click to calculate the amount
you need to pay as your Property Loan EMI

Calculate EMI
Check Eligibility

Home Loan
Eligibility Calculator

Calculate your home loan eligibility based on your income details,
home loan tenure and home loan interest rate

Check Eligibility