Home Loan

All you salaried individuals and self-employed individuals, applying for Indiabulls Home Loan, here’s a checklist of documents required to be submitted in order to avail your home loan. These documents will facilitate smooth processing of your property loan application. So, please keep all the documents ready before submission with all the required signatures and stamps.
 

• Mandatory Documents for all applicants
  • Current Passport size photograph
    of all Applicants
  • Duly filled & signed
    Application Form
  • Proof of Identity:
    Aadhaar card/ PAN Card/
    Passport/ Driving License/ Voter ID
  • Aadhar Card or other OVDs viz.
    Passport / Driving License/ Voter ID Card or
    equivalent e-document containing the details
    of identity & address
  • Processing
    fee cheque
  • Property documents:
    Original Copies

  • A Sale Deed, Katha, Transfer of Ownership
  • No Objection Certificate (NOC) from the builder / Housing Society (Original Copy)
  • Land Tax Paid Receipt
  • Possession Certificate
• For Salaried Applicants

  Income Documents: Duly attested

  • Form 16 of last 2 years
  • Form 26AS
  • Salary Certificate
  • Bank statement of last 6 months
  • Offer letter
  • Bank statement of past 1 year
  • Salary certificate of 1 year with authorized company stamp
  • Salary slip of last 3 months
  • IT returns
• For Self Employed Professional
  • 2 years IT return with computation
  • Balance sheet of last 2 years
  • Profit and loss of last 2 years
  • Bank statement of last 6 months
  • Qualification proof
  • Gumasta license
• For Self Employed Non-Professional
  • 2 years IT Return with computation
  • Balance sheet of 2 years
  • Profit and loss of 2 years
  • Bank statement of last 6 months
  • Qualification proof
  • Gumasta license
• For Merchant Navy / NRI
  • If on Rent then Rent Agreement with Utility Bill (not less than 3 months old)
  • Salary slips of last 6 months
  • CDC (Continuous Discharge Certificate)
  • Passport
  • Last 3 years contract copy
  • 1-year Bank statement for NRE/NRO Account
  • Form 16 for 2 years with computation
• Other Related Documents (As applicable)
  • Sanction Letter / Account Statement of running loans and bank statements reflecting loan repayments
  • In case of recent employment, submit Form 16
  • Bank statement for payment made to the builder (Own Contribution)
  • If the property is decided then submit a photocopy of property title documents.