The expression "own sources" for this purpose would imply any source other than by borrowing from a Bank / HFC / NBFC and / or any Financial Institution.
Non-Individual: (i.e. one of the borrowers/co-borrowers is a Company, Firm, HUF, LLP, Trust, Society or a Proprietorship entity) :
Services Tax as applicable on pre-payment / foreclosure fees.
There is no lock-in period for prepayment of your any home loan fees with Indiabulls Home Loans. You can prepay your home loan in part or full from the very next day of your loan disbursal subject to charges as applicable.