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required for home loans
Documents required for Loan Against Property
IBHL's Loan Against Property (LAP), is a mortgage loan that helps you with financial needs to invest in your business ventures while allowing you to direct all your attention to your business. With Loan Against Property, you can leverage the value of a residential or commercial property, and we will ensure that your enterprise does not feel the burden of working capital, warranting a stable business for you.
Loan Against Property checklist
You can get the maximum finance with IBHL’s LAP against the market value of your property, and at the best mortgage loan interest rates. We offer doorstep service, so you don’t have to waste precious time. You can continue to occupy your property while we fund your business, leading to its healthy growth. You can also use LAP to meet immediate personal expenses. Here is the list of documents that are required for salaried individuals
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Application form duly signed
Fill the application form with correct, complete and up-to-date information with photograph, duly signed by all applicants
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Processing fee cheque
Consolidated amount paid finally at the time of disbursal of the loan amount
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Property documents
Sale agreement or deed of sale, Letter of allotment, NOC from builder/Society etc.
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Know your customer documents
Proof of name, date of birth, address, signature and identity
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Residence ownership proof
Property documents, maintenance bill, electricity bill
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Income documents
If salaried: salary slips, Form 16 and bank statement. If self-employed: income-tax returns with financial statements, bank statement
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