Home Loan FAQs | Indiabulls Housing Finance Limited
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Home Loan FAQ's

FAQ's

Here are a few home loan FAQs that will answer any queries that you may have.
  • When can you apply for a loan?

    The moment you decide to buy a home, you can put in your application for a Home Loan with Indiabulls Housing Finance Ltd. You can apply for a Home Loan even before you have finalized the property. The loan amount would be sanctioned or approved, based on your repayment capability.

  • What are the loan tenure options?
  • How is the interest charged/ calculated?
  • Who can be the co-applicants for the loan?
  • What are the securities/ collaterals you need to provide?
  • What are the stages involved while taking a loan?
  • What are the various kind of loans extended?
  • What is a Monthly Reducing Balance?
  • What is an amortization schedule?
  • Can you get IT certificates in the name of both the applicant and co-applicant separately?
  • When is the IT certificate issued?
  • What kind of Tax Benefit does an individual get while applying for a Home Loan?
  • How do I apply for the loan?
  • What are the types of rate of interests offered?
  • What is EMI?
  • What is Pre Emi?
  • Why does my digital signature appear as 'Signature Not Verified' in Adobe Acrobat Reader after eSigning a document?
  • When can you apply for a Loan Against Property?

    LAP (Loan against property) can be applied for if you are in need of funds for your business or personal use and possess property

  • Why should one take a Loan Against Property?
  • What are the loan tenure options?
  • How is the interest charged/calculated?
  • Who can be the co-applicants for the loan?
  • What is the security/ collateral one needs to provide?
  • What is the advantage of LAP over PL/Unsecured Loans?
  • What are the stages involved while taking a loan?
  • What is a Monthly Reducing Balance?
  • What is an amortization schedule?
  • How do I apply for the loan?
  • What is an EMI?