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Indiabulls Home Loans

India's 1st Completely Online Home Loan!

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Get additional top-up loans.

Apply online to transfer existing Home Loan Balance to Indiabulls Housing Finance

Home Loan Balance Transfer Home Loan Balance Transfer

Home Loan Balance Transfer

Let's say, you take a home loan from a bank with a rate of interest at 14%. A few years later, you realise, you're paying a really high rate of interest. What do you do? You request your bank for a reduction, but there's no response. This is where a home loan balance transfer, comes in useful. In a balance transfer, your outstanding loan gets transferred to another bank or lending institution, for a better rate of interest. The principle is credited to your old bank and you pay off the home loan. You're now paying a new EMI amount, at a more competitive rate.

Make Indiabulls Home Loans your preferred home loan partner. Our customer centric approach features online home loans – delivered through app and web (anytime, anywhere). Salaried or self-employed individuals, now have a wonderful opportunity to apply for residential property loans, at attractive interest rates. 

The following sets us apart from our competitors:

• Zero Prepayment charges
• Flexible loan tenure options
• Multiple loan repayment options
• Maximum loan to value

Home Loan Ranging from

8.75% onwards

# Interest will depend upon Profile, Loan amount, tenor and property type.

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  • Our Solutions

    Let’s check out some of the flexible solutions offered by IBHF:

    • A plethora of home loan options
    • You can transfer your existing home loan from private and foreign banks, Scheduled Commercial Banks (SCBs) and Housing Finance Companies (HFCs) to Indiabulls Home Loans.
    • Avail lower interest rates
    • Save more with lower EMIs
    • Top-up on your home loan amount
    • Avail balance transfer on loan against property
    Apply Now


  • Value Added Features

    Here’s are some interesting features offered by Indiabulls Housing Loan that enable you to fulfill your dream of owning a home.

    • Low and attractive interest rates
    • Quick approval and disbursal
    • Additional top-up
    • Customised repayment options
    • Prepayment facility
    • Doorstep service
    • Online account access
    • No hidden charges
    Apply Now


  • Who Can Apply

    Application for balance transfer can be made individually or jointly. Property owners need to be Applicant/ Co-applicants to the loan.

    Apply Now


  • Loan Term

    The maximum tenure for home loan repayment at IBHF is 30 years. This tenure is defined by certain parameters such as:

    • Customers’ profile
    • Customers’ age
    • Age of property at the time of loan maturity
    • 30 years loan term (maximum tenure)
    Apply Now


Calculate EMI Calculate EMI

Home Loan
EMI Calculator

Click to calculate the amount
you need to pay as your Property Loan EMI

Calculate EMI

Home Loan EMI Calculator

  • Loan Amount (₹)
  • Tenure (Years)
  • Interest Rate (%)
Your Loan EMI amount is

One lakh three thousand three hundred seven

Check Eligibility Check Eligibility

Home Loan
Eligibility Calculator

Calculate your home loan eligibility based on your income details,
home loan tenure and home loan interest rate

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Stamp Duty

Find out how much stamp duty is required
for residential property registration in cities.

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Check Benefits Check Benefits

Tax Benefit

Find out how much tax benefit
can you avail on your home loan.

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Select Financial Year*
  • Income Tax Payable
    before home loan

  • Income Tax Payable
    after home loan

  • Income Tax

User Reviews

4.4 / 5     2 Reviews
  • 0 / 3000

  • Please provide my property documents urgently

    Review by: Ishwar Singh July 16, 2020
  • Nice Support!

    Review by: Hitarth April 24, 2020