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Online

India's 1st Completely Online Home Loan!
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e-APPLY
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e-SANCTION
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e-DISBURSE
Start your eHome Loans Process Now!
Apply OnlineEnjoy lowest interest rates.
Get additional top-up loans.
Apply online to transfer existing Home Loan Balance to Indiabulls Housing Finance


Home Loan Balance Transfer
Let's say, you take a home loan from a bank with a rate of interest at 14%. A few years later, you realise, you're paying a really high rate of interest. What do you do? You request your bank for a reduction, but there's no response. This is where a home loan balance transfer, comes in useful. In a balance transfer, your outstanding loan gets transferred to another bank or lending institution, for a better rate of interest. The principle is credited to your old bank and you pay off the home loan. You're now paying a new EMI amount, at a more competitive rate.
Make Indiabulls Home Loans your preferred home loan partner. Our customer centric approach features online home loans – delivered through app and web (anytime, anywhere). Salaried or self-employed individuals, now have a wonderful opportunity to apply for residential property loans, at attractive interest rates.
The following sets us apart from our competitors:
• Zero Prepayment charges
• Flexible loan tenure options
• Multiple loan repayment options
• Maximum loan to value
Home Loan Ranging from
8.75% onwards
# Interest will depend upon Profile, Loan amount, tenor and property type.
Apply Now-
Our Solutions
Let’s check out some of the flexible solutions offered by IBHF:
- A plethora of home loan options
- You can transfer your existing home loan from private and foreign banks, Scheduled Commercial Banks (SCBs) and Housing Finance Companies (HFCs) to Indiabulls Home Loans.
- Avail lower interest rates
- Save more with lower EMIs
- Top-up on your home loan amount
- Avail balance transfer on loan against property
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Value Added Features
Here’s are some interesting features offered by Indiabulls Housing Loan that enable you to fulfill your dream of owning a home.
- Low and attractive interest rates
- Quick approval and disbursal
- Additional top-up
- Customised repayment options
- Prepayment facility
- Doorstep service
- Online account access
- No hidden charges
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Who Can Apply
Application for balance transfer can be made individually or jointly. Property owners need to be Applicant/ Co-applicants to the loan.
Apply Now -
Loan Term
The maximum tenure for home loan repayment at IBHF is 30 years. This tenure is defined by certain parameters such as:
- Customers’ profile
- Customers’ age
- Age of property at the time of loan maturity
- 30 years loan term (maximum tenure)