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Prepayment Charges
on Home loan

Home Loan Prepayment Charges

Home loan prepayment is when you pay your home loan before its due date. Usually, home loan prepayments are large amounts that reduce the number of EMIs you need to pay the bank. Indiabulls Home Loans (IBHL) has loan prepayment for both regular home loans, as well as for loan against property. Home Loans (including Plot Loans)

  • Individual (all borrowers / co-borrowers are Individuals)
  • Non-Individual (one of the borrowers/co-borrowers is a Company, Firm, HUF, LLP, Trust, Society or a Proprietorship entity)

NHB Circular on Pre-payment penalty

There is no lock-in period for prepayment of your any home loan fees with Indiabulls Home Loans. You can prepay your home loan in part or full from the very next day of your loan disbursal subject to charges as applicable.