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Renovate your home at
incredibly low rate of interest.

Home improvement loan to help you finance your home renovation.

Home Improvement Loan Home Improvement Loan

Home Renovation Loan

Your home is a sanctuary for you and your family. Naturally, you’ll want it to be as comfortable as possible and renovate it according to your taste, comfort and aspirations. Of course, home renovations cost money, but you don’t have to worry because Indiabulls Home Loans’ home improvement and home renovation loans will come to your aid. The process of getting these loans is quick and pain-free, so all you need to worry about is hiring a contractor and interior decorator.

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  • Key Features
    • Online home renovation loans delivered through app and web - anytime, anywhere
    • End to end online loan processing – the first in India
    • Attractive interest rates
    • Simple documentation process
    • Zero prepayment charges
    • Flexible loan tenure options
    • Multiple loan repayment options
    • Maximum loan to value
    • Quick approval and disbursal
    • Available to new and existing customers

    To apply for a home extension loan with IBHL, click below.

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  • Who Can Apply

    You can apply for home improvement loans individually or jointly. Do note that all owners of the property must be co-applicants for the loan. Loan Term: Loan repayments may be spread over a maximum term of 15 years. The tenure of the loan will also depend on several factors like your profile, your age at the maturity of the loan and the property’s age at the time of loan maturity.

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  • Documents Required

    These are the documents you will have to submit while applying for a home improvement or home renovation loan from Indiabulls Home Loans:
     

    • Identity & residence proof
      • Aadhaar card
      • Valid driving license
      • Valid passport
      • Voter ID card
    • Proof of income for the salaried
      • Last three months’ salary slips
      • Last six months’ bank statements, showing salary credit
      • Latest Form 16 and IT returns
    • Proof of income for the self-employed
      • Income tax returns for the past three assessment years
      • Balance sheet and profit & loss account statements of the past three years along with the annexures and schedules
      • Current account statements of the business entity for the past six years
      • Savings account statements of the individual for the last six years
    • Other documents for home improvement loans
      • Any original title deed of the property
      • Estimate from an architect or civil engineer for home improvement/ renovation
      • Proof of no encumbrance on the property

    To apply for a home extension loan with IBHL, click below.

    Apply Now

     

 
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