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Home Improvement Loans

Home Improvement Loans

Home Improvement Loans
Your home is your reflection and you can now spruce it up by renovating it the way you want to. Indiabulls Home Loans’ Home Improvement & Home Renovation Loans let you upgrade your own home to give it the makeover of your dreams without any financial worry.

  • Affordable interest rates
  • Available to existing and new customers
  • Easy documentation
  • Speedy processing
  • Tailored repayment options

Home Improvement Loans can be applied for individually or jointly. Do note that all owners of the property must be co-applicants for the loan.

Loan Term:
The payments for the loan may be spread over a maximum term of 15 years. The tenure of the loan is also dependent on several factors like the customer’s profile, their age at maturity of loan, the property’s age at time of loan maturity.

Following are the documents you will be required to submit at the time of applying for a Home Improvement or Home Renovation Loan from Indiabulls Home Loans -

Photo Identity & Residency Proof:
  • Valid passport
  • Voter ID card
  • Aadhaar Card
  • Valid Driving License
Proof of income for the Salaried:
  • Salary slips (last 3 months)
  • Bank statements showing salary credit (last 6 months)
  • Most recent Form-16 & IT returns
Proof of income for the Self-Employed:
  • Income Tax Returns and computation of income (last 3 Assessment Years)
  • Balance Sheet, Profit & Loss account statements along with the annexures and schedules (last 6 years)
  • Current account statements of the business entity (last 6 years)
  • Savings account statements of the individual (last 6 years)
Other documents for Home Improvement Loan:
  • Any original title deed of the property
  • Estimate from an architect or civil engineer of home improvement/renovation
  • Any proof of no encumbrance on the property
To apply for a Home Imrovement loan with Indiabulls Home Loans, click on the below button.
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