Loan Against Property | Mortgage Loans | Eligibility & Interest Rates - Indiabulls Housing Finance Ltd

Loan Against Property

Partnering you in your aspirations

Aspirations to continually grow/expand one’s business are what define most businessmen. The importance of realizing these aspirations and actually making progress is integral to many a business. At Indiabulls Home Loans, our commitment has always been towards easing the path to success for our customers. Committed to ease this path, Indiabulls Loan Against Property (LAP), a mortgage loan, will take care of your financial needs while you can direct all your attention towards your business. Helping you leverage the value of your residential/commercial property, we will ensure that your enterprise does not feel the crunch of working capital which paralyses many a stable business.

At Indiabulls Housing, we provide you LAP with maximum finance against the market value of your property. You can continue to occupy the property while we fund you for the healthy growth of your business. We ensure quick approvals and disbursals, safe documentation (ISO certified process) and doorstep service for loans for desired end use. Small and mid-sized businesses, partnership firms, self-employed professionals and private or closely held companies are eligible for LAP.



Indiabulls Home Loans provides Loans against Property with maximum finance against the market value of your property. Avail Loans against Property for –
• Business expansion
• Debt consolidation
• Converting working capital limit to term loan
• Purchase of plant and machinery
• Converting your current loan at an attractive rate of interest
• Travel, marriage, education and other personal requirements

Some of our salient features are featured below:
• Quick loan approval & disbursal
• Safe document storage – ISO certified process
• Loan transfers with top-ups
• Doorstep service

When you avail a Loan Against Property from Indiabulls Home Loans, the following advantages also come your way:
You can generate funds by unlocking the property value along with the benefit of staying in your own home
You can tend to your need for immediate personal expenses like: New Business funding or Business Expansion etc.
Indiabulls LAP has reasonable interest rates to accommodate your emergencies

Loan Against Property / Commercial Property Purchase
Variable Rate

Loan Amount Variable Rates%
Upto and including Rs 5 crores 11.00% to 13.50%
More than Rs 5 crores 13.00% to 14.50%

Loan Against Property / Commercial Property Purchase
Fixed & Floating*

Loan Amount Fixed Rate Tenure Rates%
Upto and including Rs 5 crores Upto 3 Years 11.00% to 12.00%

*Against Built-Up Property Only.

After the completion of Fixed Rate Tenure, the rate of interest applicable on loan will be the prevailing Variable Rate Of Interest basis the Margin adjusted to Reference Rates at the time of loan agreement execution.

Processing Fee
Up to 1.50% of the loan amount
S. Tax as Applicable