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Home Loans

Our simple & hassle-free process, quick home loan approvals, and attractive interest rates will make your housing loans experience a great one. We offer our help with property selection, checking approvals of the properties, filing the documents, and calculating the perfect EMI and tenure for you. We are with you in every step of the way to ensure you have the best possible home buying experience. Indiabulls home loans are tailored to suit the needs of the customer. The application process for the loan is simple. The home loans provide maximum benefit to the applicant with best interest rates.

8.80% to 12.00%

# The final rate of Interest will depend upon Profile,
Loan amount , tenor and property type.

Key Features
- One Click Home Loan Eligibility
  
  By filling in few of your details, you can check your
  home loan eligibility with a single click.
- Speedy Processing
  
  By filling in few of your details, you can check your
  home loan eligibility with a single click.
- Attractive Interest Rates
  
  By filling in few of your details, you can check your
  home loan eligibility with a single click.
- No Hidden Charges
  
  By filling in few of your details, you can check your
  home loan eligibility with a single click.
- Easy Documentation
  
  By filling in few of your details, you can check your
  home loan eligibility with a single click.
- Flexible Repayment Options
  
  By filling in few of your details, you can check your
  home loan eligibility with a single click.
Tax Benefits
The income tax authorities offer certain benefits and exemptions to individuals who have taken a home loan from specified financial institutions.
- Section 24 of the Income Tax Act
  
  Interest paid on capital borrowed for the acquisition, construction, repair, renewal or reconstruction of property is entitled to a deduction. ₹2,00,000 is the maximum amount eligible for deduction in the case of self-occupied property and for rented out property there is no limit of amount of deduction.
- Section 80C of the Income Tax Act
  
  You can get a maximum Rs.1,50,000 deduction from the Income, on repayment of principal amount of the home loan during a financial year. Stamp duty, registration fee or other such expenses paid for the purpose of transfer of such house property to the assessee is also considered under this amount.
Other Benefits
Home loans come with a dual advantage - tax benefits and rent saving. Both these elements contribute towards the EMI outflow. Appreciation in the property value is an additional bonus. We ensure that our customers get maximum benefits through their home loans.
- Here is a list of benefits that you can avail when you take an Indiabulls home loan
  - Approval of home loan even if property is yet to be selected
  - Online management of Loan account
  - Funding available for NRI customers
  - Facility for funding for builder’s under construction and ready properties
  - Experienced staff to provide doorstep services
  - Quick processing and disbursal of housing loans
- Making home loans easier
  - Approval of home loan even if property is yet to be selected
  - Online management of Loan account
  - Funding available for NRI customers
  - Facility for funding for builder’s under construction and ready properties
  - Experienced staff to provide doorstep services
  - Quick processing and disbursal of housing loans
- Managing home loans is now more convenient
  - Approval of home loan even if property is yet to be selected
  - Online management of Loan account
  - Funding available for NRI customers
  - Facility for funding for builder’s under construction and ready properties
  - Experienced staff to provide doorstep services
  - Quick processing and disbursal of housing loans
Document Checklist
- Mandatory Documents for all Applicants
  - Passport Size Photograph of the main applicant
  - Proof of Identity: Aadhaar card/ PAN Card/ Passport/ Driving License/ Voter ID
  - Duly signed application form
  - Proof of Address: Registered Rent Agreement/ Electricity Bill (Valid only up to 3 months old)/ Passport
  - Passport Size Photograph of the main applicant
  - Passport Size Photograph of the main applicant
- For Salaried Applicants
  - Passport Size Photograph of the main applicant
  - Proof of Identity: Aadhaar card/ PAN Card/ Passport/ Driving License/ Voter ID
  - Duly signed application form
  - Proof of Address: Registered Rent Agreement/ Electricity Bill (Valid only up to 3 months old)/ Passport
  - Passport Size Photograph of the main applicant
  - Passport Size Photograph of the main applicant
- For Self Employed Non-Professional
  - Passport Size Photograph of the main applicant
  - Proof of Identity: Aadhaar card/ PAN Card/ Passport/ Driving License/ Voter ID
  - Duly signed application form
  - Proof of Address: Registered Rent Agreement/ Electricity Bill (Valid only up to 3 months old)/ Passport
  - Passport Size Photograph of the main applicant
  - Passport Size Photograph of the main applicant
- For Self Employed Professional
  - Passport Size Photograph of the main applicant
  - Proof of Identity: Aadhaar card/ PAN Card/ Passport/ Driving License/ Voter ID
  - Duly signed application form
  - Proof of Address: Registered Rent Agreement/ Electricity Bill (Valid only up to 3 months old)/ Passport
  - Passport Size Photograph of the main applicant
  - Passport Size Photograph of the main applicant
- For BSF Customer
  - Passport Size Photograph of the main applicant
  - Proof of Identity: Aadhaar card/ PAN Card/ Passport/ Driving License/ Voter ID
  - Duly signed application form
  - Proof of Address: Registered Rent Agreement/ Electricity Bill (Valid only up to 3 months old)/ Passport
  - Passport Size Photograph of the main applicant
  - Passport Size Photograph of the main applicant
- For Merchant Navy / NRI
  - Passport Size Photograph of the main applicant
  - Proof of Identity: Aadhaar card/ PAN Card/ Passport/ Driving License/ Voter ID
  - Duly signed application form
  - Proof of Address: Registered Rent Agreement/ Electricity Bill (Valid only up to 3 months old)/ Passport
  - Passport Size Photograph of the main applicant
  - Passport Size Photograph of the main applicant
- Other Related Documents (As applicable)
  - Passport Size Photograph of the main applicant
  - Proof of Identity: Aadhaar card/ PAN Card/ Passport/ Driving License/ Voter ID
  - Duly signed application form
  - Proof of Address: Registered Rent Agreement/ Electricity Bill (Valid only up to 3 months old)/ Passport
  - Passport Size Photograph of the main applicant
  - Passport Size Photograph of the main applicant

Approved Projects

Choose your dream home from Indiabulls approved projects

Project Name

SANSKRITI APPARTMENT

Address based on City Name

Sanskriti Appartment on Khasra no-817, 818, 1048
at Mauza Sikandra Bahistbad Near Site Agra
1 / 10
@ 8.80%* p.a. onwards
Project Name

SANSKRITI APPARTMENT

Address based on City Name

Sanskriti Appartment on Khasra no-817, 818, 1048
at Mauza Sikandra Bahistbad Near Site Agra
1 / 10
@ 8.80%* p.a. onwards

Frequently Asked Questions

Get answers to frequently asked questions (FAQs) on home loans

Any individual can apply for a loan, given that the age of the individual is 21 years when the loan period begins and 65 years when the loan period ends. The individual should be someone earning a regular income, either salaried or self-employed. Any individual can apply for a loan, given that the age of the individual is 21 years when the loan period begins and 65 years when the loan period ends. The individual should be someone earning a regular income, either salaried or self-employed.

@ 8.80%* p.a. onwards

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Indiabulls Home Loans

Your own home brings with it feelings like no other. The joy of belonging, beginning your own story, and building
memories in a place that you can call your 'own' is special. We, at Indiabulls Home Loans, are committed to providing
the most convenient home loan at the most attractive interest rate, which enriches your home buying process.

One Click Home Loan Eligibility
Speedy Processing
Attractive Interest Rates
No Hidden Charges
Easy Documentation
Flexible Repayment Options