Pre EMI vs full EMI

Buying a home is a dream nurtured by everyone. It takes years of savings for one to become a home owner. Despite the savings, it is not always possible to buy your dream home outright…


Home Loan Process

For most of us, purchasing a home is a significant personal and financial milestone of life. It takes years of savings to come up with a huge amount. But with the ever-rising property rates, savings…


How much home loan can I get?

With the ever rising rates of real estate most of us have to rely on home loans to purchase our dream home. We can become home owners by approaching banks, housing finance companies and non-banking…


Benefits of PMAY

Food, clothing and shelter are often cited as the three basic necessities of life. But with the ever-rising property rates, most people find it extremely difficult to afford the third necessity – shelter. This is…


How to Apply for PMAY

In June 2015, the Prime minister of India, Shri Narendra Modi announced a first-of-its-kind scheme to provide housing for Indians. Keeping in mind that the average middle and low income groups cannot afford to purchase…


Tax benefit on home loan top up

A financial emergency is not something rare or unheard of. There are times in life when one needs funds urgently. This could be due to a medical emergency, an accident, or to cope with a…


Home Loan Terminology

Each one of us, at some or the other point in life, dreams of becoming a homeowner. Having a house to call our own is the surest way of being financially secure. It is an…


Plot loan tax benefits

Most of us dream of becoming a home owner. We dream of purchasing that perfect flat or apartment where we can live with our loved ones. And then there are those who find no thrill…